Pension Consultants and Administrators Limited (PCA) is a Mauritius based company, licensed by the Financial Services Commission, specialising in pension funds.

We provide a comprehensive range of services from design through to implementation and administration of pension funds whether Defined Benefit , Defined Contribution or Hybrid.

PCA currently looks after 19 pension schemes including 3 of the top 5 local organizations; representing about 110 companies and nearly 11,000 members under administration.

Defined Benefit

A pension fund in which the benefits to be paid to the member are defined in advance of the member's retirement.The benefit is usually expressed as a proportion (eg. two-thirds) of the member's salary on retirement. In these funds it is generally the company or sponsor of the fund (rather than the member) which carries the risk as to the ability of the fund to meet its liabilities.

Defined Contribution

A pension fund in which the amount of contribution payable (as distinct from the end benefit) is defined (eg. 10% of salary). The benefit payable to a member on retirement constitutes the aggregate of contributions to the fund (both employer and employee) in respect of the member, plus the investment earnings on those contributions. Unlike a defined benefit fund, the investment risk in a defined contribution fund is borne by the fund members. (Also known as Accumulation Fund).

Hybrid

A pension fund which combines both Defined Benefit and Defined Contribution features.

PCA is founded on the principles of integrity, quality and service. Our dedicated staff spends a lot of time and energy to build strong relationships with our clients for a better understanding of their specific needs. From the smallest operations to the largest enterprises, all our clients receive the same energetic approach.